What we can help you with

How we can help

Getting into your first home

This is such a big and sometimes scary step for many to make, we LOVE to start the conversation early and get you ready for your first application and purchase. Even if you think you’re not ready yet we can get you on the right track. Let us help you with all the things there is to know when buying your first home such as deposit requirements, loan to value ratio (LVR), property types, Kiwisaver withdrawals, First Home Grants

Making your next move

Sometimes your second purchase is harder than the first, navigating the selling and buying process at the same time. We’ve been there done that ourselves and helped many Kiwis into their next homes so can fill you in on all the things you need to know and options you have with your home lending.

Jumping on the investment ladder

Utalise your existing property to get into an investment (be it another property or something else!). We can provide you key information, structure advice and get you in touch with the right specialists.

Building your dream home

Buckle up, it’s a ride. Both Monique and Jackie have built homes and completed major renovations in different parts of the country, residential and lifestyle. There is a lot to know with the process from consents, build contracts, how the home loan works, valuations… the list goes on. Let us do the hard work for you so you can focus on the sexy stuff like picking colours and decor!

Making the most of your existing home loan

We can complete a comprehensive review of your existing home lending and get it working for you and your situation. This may look like moving to a different lender or restructuring your loan to match your lifestyle so you can smash your goals.

Negotiating refix of your loan

Up for renewal again? Along with reviewing your loan structure we can negotiate the best rate for you using our knowledge of what’s on offer across the board. We can do this even if we didn’t put the loan in place for you. Every basis point counts and could help you reach your next step quicker.

Why work with us?

We know our stuff

Together we have 25 years banking experience. We'll get the most out of your application.

Relationship

Here for you now and in the future. Take us on your adventure.

Speedy

No mucking around, we choose quality over quantity to deliver a fast and informed process

Live your Paradise

We’d love to hear from you, get in touch!

Let's Talk

Home Loan Top Ups

Need more financial flexibility? 💸 Paradise Financial offers Home Loan Top Ups to help you...

First Home Buyers

First-time homebuyer? 🏡 Start your journey with Paradise Financial. We make your first home...